Wealth is the amount of time, where you can do what you want.

How do money and wealth relate?

Much money does not equal wealth

If you hate your job, earn a lot of money, reward yourself with big cars and a big house and spend as much as you earn - you are not wealthy. You are trapped in a situation you hate.

If you are a poor guy and really happy with the world as it is - you are wealthy.

Wealth is not about money. And you should be judge about whether you are healthy.

Of course money can be required to be wealthy - if you can not live a fullfilled life without it.

Wealth, income and expenses

So what if you have a job, but plan to retire early from it? How does wealth work there?

If you spent as much as you earn, every month and you can not live without the money - you will not reach the goal. You will not be wealthy.

If you can change your spending habits and save 25% of your income, you generate 10 days of wealth per month.

If you can save 50% of your income, you generate 1 month of wealth per month.

If can life of 25% of your income - save 75% you generate 3 months of wealth - every month.

I think you get the basic, powerful idea. Maybe you do not have to work forever after all.

Wow.. This sounds unrealistic

I hope you remember the introduction. You have to be content doing this. Otherwise this is all just a big pile of money.

But if you can pull this of it’s not unrealistic at all. This is all just simple math.

Even if you don’t believe me - I invite you to think about these ideas.

Where we will go next

This blog is about how to life a great life with less money, how to save and invest money and how to retire early.