One Step At A Time.

The long road to financial independence.

Category: Frugality

Insourcing

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Here is a skill that helps you to become financial independent, healthier, happier and helps you to grow as a person.

It is not very popular these days. But hey -  Common Sense these days makes no sense at all.

I am talking about insourcing.

Insourcing means taking your own matters into your own hand.

It means going for a daily walk, instead of taking those pills against high blood pressure.

It means cooking your own food, instead of running to the next restaurant.

It means to change a bad situation instead of complaining.

It means you stay at home with your children when they are small.

It means you clean your own flat.

It means growing your own food. Organic, local, seasonal and fresh. You name it.

It means building your own items. Maybe even your own house.

It means when something breaks you try to repair it.

It means before buying something new - you think about what item does nearly the same and use it.

It means you build the toys for your children - toys they will probably never forget.

You get the rough idea. Insourcing is absolutely simple.

Where do you insource already?

 

Happiness comes first

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Sometimes, when I think about my bright financial future, something bad happens.

I want to be financial independent so badly, that I do not respect the present.

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Multiple use

Today many products have only one use. Waffle irons, rice cookers, fondue sets, popcorn makers, toasters..

While many of these appliances are quite good at what they do - I do not use them on a regular basis. They are wasteful.

I life in a small flat and I do not want to waste money - so I love to have only a few items with multiple use.

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Getting rid of ads

I do not read advertisements. I would spend all of my time wanting things.

Franz Kafka

Often I feel bad after watching an ad, reading an article about the next health gadget, after watching Apple keynotes or browsing on Amazon.

I feels like I have a hole in the stomach. I have to fight internal fights. Shall I buy the thing I didn't even know about a few minutes ago?

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The wonderbag

During World War II resources were scarce. So my german ancestors used so called "hayboxes".

The basic idea was this: You heat your food and then you put it into one of these boxes. The food will stay hot for hours and finish cooking inside of the box.

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A tale of 3 electric kettles

I drink a lot of tea and coffee daily and after a few months of heavy use my first electric kettle stopped working.

One has to have an electric kettle. It's so energy-efficient and fast. - right? So I bought my second electric kettle.

This time it could heat water one cup at a time - it also could produce water at the exact right temperature for green tea. At least - until it's cables started smelling and we got really worried that it might start to burn.

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Basics: Keeping subscriptions at a minimum

Subscription burn a lot of money over time. Money that I'd rather spent on something I like.

So here is a simple solution to it - "The subscription clean-up"

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The best things in life are free.

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The best things in life are free. Never forget this.

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Good consumer debt?

Debt is common these days.

A lot of stuff is bought on credit cards and now seems to be the time to buy the car - because the interest rates are low.

One thing is still true though — If you buy something on debt, you can't afford it.

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